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You Can Get Out of Debt With Our Help
Team up with a consumer bankruptcy law firm in Lafayette, LA
No matter how much you try to stay on top of your finances, things can slip through the cracks and bills can pile up. Sometimes, life scenarios cause you to go deep into debt, and you may need to file for Chapter 7 or Chapter 13 bankruptcy. For situations like these, Weinstein & St. Germain, LLC can guide you through your consumer bankruptcy.
We've helped hundreds of Lafayette, LA clients repair their finances through bankruptcy. We'll talk to you about your money and file the paperwork required to begin wiping out your debts.
The journey to financial freedom starts here. Contact Weinstein & St. Germain today to get started.
Resolve major financial issues by filing for Chapter 7 or 13 bankruptcy
A law firm can help you weigh your options and choose the right way to file for bankruptcy. By filing for Chapter 7 or Chapter 13 bankruptcy, you could potentially avoid:
- Home foreclosure
- Sherriff's sale of your property
- Vehicle repossession
- Wage garnishment
- IRS levies or court judgments
- Collection calls
Find out if you qualify for Chapter 7 bankruptcy
Is the bank threatening to seize your home? Filing for Chapter 7 bankruptcy temporarily freezes the home foreclosure process, which can give you time to talk to a bankruptcy attorney in Lafayette, LA.
You'll need to pass a means test to qualify for Chapter 7 bankruptcy. Contact Weinstein & St. Germain for more information.
What is Chapter 13 bankruptcy?
Chapter 13 bankruptcy is a type of consumer bankruptcy that offers more advantages than Chapter 7 bankruptcy:
- It allows you to pay creditors in a reasonable amount of time.
- It involves restructuring debts rather than liquidating assets.
- It stays on your credit report for seven years instead of ten.
- It allows you to keep nonexempt property.
Like with Chapter 7 bankruptcy, filing for Chapter 13 bankruptcy can delay the home foreclosure process. Contact our Lafayette, LA law firm for guidance about filing Chapter 13 bankruptcy.
